Constituent Service By Numbers

  • 116th Congress by the Numbers

  • 1,222 Constituent Cases Helped
  • 17,754 Responses to Letters, Emails, Calls
  • 354,000 Returned to Constituents
  • 295,921,674Money Invested

Guidance for Small Businesses

Congress passed more funding for the Paycheck Protection Program (PPP).
Certain lenders may currently be accepting/reviewing applications. Please contact your lender about applying to the PPP program and submitting an application to get the most up-to-date information on how they are handling PPP applications. If you were denied due to a lack of PPP funds, you will need to reapply. Click HERE for a list of SBA lenders or reach out to an SBA office near you HERE.  

 

The SBA recently released guidelines how small businesses can apply for forgiveness of their Paycheck Protection Program loans. Through the CARES Act, PPP loans are eligible for forgiveness if utilized for payroll, rent/mortgage, or utility expenses. Guidelines can be found here.

 

California Small Business Development Corporation COVID-19 Resource Guide

 

Small Business Guide to the CARES Act

 

US Chamber of Commerce Small Business Guide

 

Small Business Development Centers

For a full list of Small Business Development Centers in the Inland Empire, click here.

 

Forgivable Loans and Grants

San Bernardino County COVID-Compliant Business Partnership

Applications for the SB County COVID-Compliant Business Partnership Grant Program are open. Eligible #SmallBusiness in the country who meet specific public health guidelines can receive grant funding to help them stay afloat. More information can be found here

 

Paycheck Protection Program

Loans through a new SBA 7(a) Paycheck Protection Program can be forgiven when used for payroll costs (including paid leave, health care, and other costs) to retain workers, and other expenses such as rent, mortgage interest, and utilities. Independent contractors, sole-proprietors, and other self-employed persons are eligible for these loans. More information about the program can be found here

Paycheck Protection Program Frequently Asked Questions

 

Economic Injury Disaster Loan

The SBA’s Economic Injury Disaster Loan provides vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing as a result of the COVID-19 pandemic. This program is for any small business with less than 500 employees (including sole proprietorships, independent contractors and self-employed persons), private non-profit organization or 501(c)(19) veterans organizations affected by COVID-19.

More information can be found here

 

Small businesses, tribal business concerns, 501(c)(3) nonprofits, and 501(c)(19) veterans organizations the district should contact their lender and the Small Business Administration office directly. For a list of SBA offices by state with contact information please click  click here.  

 

SBA Disaster Loan FAQs

Question: Congress passed disaster loans for small businesses. What happens now?
Answer: SBA is working directly with Governors to provide targeted, low-interest loans to small businesses and private nonprofit organizations that have been severely impacted by the Coronavirus (COVID-19) outbreak. 
 
Question: My state received approval, but it wasn’t state-wide. Will SBA allow more counties to be approved?
Answer: In some instances, state-wide declarations are not being made. Instead, they are on a county basis. If your state is experiencing new cases in undeclared counties after an SBA approval, Governors can amend their approved declaration by working with SBA on the county-specific findings.
 
Question: My state received approval so where do small businesses apply?
Answer: Small businesses in eligible areas may apply for an EIDL online at: https://disasterloan.sba.gov/ela/ or they can also reach out to their local SBA District Offices.
 
Question: If small businesses need help with their applications, are there any other resources available to help them fill out the applications?
Answer: SBA has also coordinated with the Resource Partners, including Small Business Development Centers, (SBDCs) who can assist with the application process. The list of SBDCs is available online here

Question: How do I know if a small business is eligible?
Answer: SBA’s Office of Disaster Assistance works with state emergency management divisions to certify certain areas as an “eligible area.” The list of eligible areas is also available online here
 
Question: What is an Economic Injury Disaster Loan?
Answer: The SBA’s Economic Injury Disaster Loan (EIDL) program provides small businesses with working capital loans of up to $2 million to help overcome the temporary loss of revenue. The loans may be used to pay fixed debts, payroll, accounts payable, or other bills that can’t be paid because of the COVID-19 outbreak. The interest rate is 3.75 percent for small businesses without credit available elsewhere, and businesses with credit available elsewhere are not eligible to apply for assistance. The maximum term is 30 years. A small business is defined by the SBA’s Size Standards in accordance with the Native American Industry Classification System (NAICS) codes and SBA’s Size Standards Tool can be utilized.
 
Question: What’s the timeline like?
Answer: Once a borrower submits an application, approval timelines depend on volume. Typical timeline for approval is 2-3 weeks and disbursement can take up to 5 days. Borrowers are assigned individual loan officers for servicing of the loan.
 
Question: Where can I find more information?
Answer: For additional information, borrowers should contact the SBA Disaster Assistance customer service center by calling 1-800-659-2955 or emailing disastercustomerservice@sba.gov. They can also visit SBA.gov/disaster for more information.

 

Courtesy of House Committee on Small Business